Not effective
Refund policy
Policy approval is pending
HoldPoint LLC has not approved this policy for publication. Live purchasing remains disabled, and this page is a launch-control notice rather than contractual language.
Required before launch
HoldPoint LLC must approve the refund window, eligibility conditions, course-activity exclusions, request process, response timing, payment-method treatment, and any legally required exceptions.
The final document must identify HoldPoint LLC, include approved contact and jurisdiction details, state an effective date, and be reviewed by qualified counsel before live checkout is enabled.